Graham Knight

Founder and Managing Director of GSK Insurance (established in 1981). Graham draws upon more than 50 years’ experience in the insurance industry, working in both insurance and broking across various private, public and government sectors in Australia.

208 articles published

Who is Responsible for Safety in the Workplace?

Construction Insurance, GeneralJuly 21, 20241KViews 0Likes 0Comments

Imagine a workplace where everyone feels secure, productivity thrives, and accidents are rare. This ideal environment results from rigorous attention to workplace safety, which protects employees and benefits employers through reduced downtime and enhanced morale. Ensuring workplace safety is a collective effort, with responsibilities shared among employers, employees, and other stakeholders. So, when asking the…

Industrial workers health and safety risks

Do Sole Traders Need Workers Compensation Insurance?

GeneralJuly 6, 20242KViews 0Likes 0Comments

Did you know that as a sole trader, you might not need workers’ compensation insurance? Many sole traders are surprised to learn that their insurance needs differ from larger businesses. Workers’ compensation insurance is designed to protect employees and employers in the event of work-related injuries or illnesses. It ensures that workers receive medical care and…

What Insurance Do I Need For My Small Business?

Business InsuranceMay 29, 2024112KViews 0Likes 0Comments

Starting and running a small business involves managing numerous risks daily. Whether it's damage to property, legal liabilities, or disruptions in operations, the right insurance acts as a safeguard, helping you navigate uncertainties with confidence. Common risks that small business owners face include theft, natural disasters, accidents on the premises, data breaches, and litigation from…

Small business owner at work - business continuity plan

What is a business continuity plan for small businesses?

Business InsuranceApril 29, 20246KViews 0Likes 0Comments

In today's dynamic business environment, small businesses face numerous challenges that can disrupt operations and impact sustainability. Preparedness and resilience are more than just buzzwords; they are essential strategies that can determine the long-term success and survival of a business. This brings us to an important question: What is a business continuity plan? Understanding and…

workers compensation - employee with injured wrist

Do I need workers compensation insurance?

UncategorizedApril 19, 20245KViews 0Likes 0Comments

When running a business, safeguarding your employees and your financial stability should be a top priority. This raises an important question many business owners find themselves asking: Do I need workers' compensation insurance ? Understanding the role and necessity of workers' compensation insurance is crucial not only for legal compliance but also for maintaining…

Do I Need Workers Compensation for My Small Business?

Workers Compensation InsuranceApril 9, 20243KViews 0Likes 0Comments

As a small business owner, ensuring a safe working environment is paramount. Despite rigorous safety measures, accidents can happen, which highlights the question, do I need insurance for workers compensation for my small business? The short and sweet answer – absolutely! This insurance is crucial not only for compliance with legal requirements but also for…

Corporate employee at work - professional indemnity

Is professional indemnity the same as public liability?

Public Liability Insurance, Professional Indemnity InsuranceMarch 28, 202438KViews 0Likes 0Comments

In the intricate landscape of business insurance, distinguishing between professional indemnity and public liability insurance is crucial for every business owner. A lot of people think that these policies essentially cover the same thing but in reality, they are very different. While professional indemnity insurance guards against claims from clients due to negligent services or advice,…

Do I need insurance for my small business?

Business InsuranceMarch 17, 20241KViews 0Likes 0Comments

Understanding whether your small business needs insurance isn’t just about ticking off legal requirements; it’s about protecting your hard work, your team, and your assets from the unexpected. The reality is stark: businesses face a range of risks daily. From property damage during a break-in to liability claims if a customer slips on your premises, the…

Carrier liability vs cargo insurance: what’s the difference?

cargo & carriers liabilityMarch 7, 20245KViews 0Likes 0Comments

Navigating the logistics of transporting goods requires a keen understanding of the risks involved and the protective measures available. Two critical terms in this arena are carrier liability insurance and cargo insurance – concepts that can often get confused when talking about transport and logistics insurance. We aim to clarify these terms so that you have…

How to prevent workplace injuries: strategies for a safer work environment

Workplace Health & SafetyFebruary 26, 20241KViews 0Likes 0Comments

Preventing workplace injuries is essential for maintaining a healthy, productive, motivated workforce. Beyond the immediate harm they can cause your employees, workplace injuries can also significantly impact your business, resulting in lost productivity, increased insurance premiums, and potential legal consequences. They can also tarnish your company's reputation and employee morale. Arming you and your employees…

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Author page: Graham Knight